Money Mistakes KILLING Skilled Trade Professionals’ Finances

🎙 PODCAST SHOW NOTES Guest: Dan Capote — Financial Advisor | 30 Years Experience | Holistic Planner Host: Martin King – Founder, Skilled Trade Rescue Episode Summary: Dan Capote reveals the real-world money habits separating financially free tradespeople from those trapped in the paycheck-to-paycheck grind. From budgeting basics to buy/sell agreements, this conversation shows how to future-proof your trade career — even if you’ve never taken a finance class. Key Topics: Income protection for hands-on professions Emergency funds & cyclical income planning Smart spending vs “toy rich, cash poor” mentality Creative benefits strategies for small employers Navigating health insurance subsidy changes Building your financial dream team (CPA + advisor + attorney) Quotes to Highlight: “If you’re a tradesperson, you’re the ATM. If you get hurt, the money stops.” – Dan Capote “Stop trying to look successful — start building success.” – Martin King Timestamps: 00:00 – Intro & Dan’s background 02:00 – The real risks of working without disability coverage 05:00 – Budgeting & emergency funds for cyclical income 09:00 – Why financial education is missing in the trades 12:00 – How benefits help you keep good employees 16:00 – Upcoming healthcare subsidy shifts every contractor must know 19:00 – Why you need a financial team — not just a bookkeeper 22:00 – Smart protection moves for young business owners 25:00 – Buy/Sell agreements & planning for the unexpected 27:00 – Final advice for tradespeople ready to level up Join the Skilled Trade Rescue community for free financial tools, expert mentors, and career-growth resources → [SkilledTradeRescue.com]