Money Mistakes KILLING Skilled Trade Professionals’ Finances

Are you making the same money mistakes that cripple most skilled trade pros? Financial expert Dan Capote joins Martin King to expose the biggest financial traps in the trades — from living job-to-job and ignoring disability coverage to buying the “dream truck” before building an emergency fund.

You’ll learn:
✅ Why most tradespeople are one injury away from financial disaster
✅ How to protect your income with affordable disability & life insurance
✅ How seasonal work and poor planning wreck retirement goals
✅ Simple budgeting steps to turn chaos into control
✅ Why having a CPA, advisor, and lawyer is non-negotiable for every contractor

If you’re in HVAC, plumbing, roofing, welding, or any hands-on trade — this episode will open your eyes to what’s really costing you your future.

Guest: Dan Capote — Financial Advisor | 30 Years Experience | Holistic Planner

Host: Martin King – Founder, Skilled Trade Rescue

Episode Summary:
Dan Capote reveals the real-world money habits separating financially free tradespeople from those trapped in the paycheck-to-paycheck grind. From budgeting basics to buy/sell agreements, this conversation shows how to future-proof your trade career — even if you’ve never taken a finance class.

Key Topics:

• Income protection for hands-on professions

• Emergency funds & cyclical income planning

• Smart spending vs “toy rich, cash poor” mentality

• Creative benefits strategies for small employers

• Navigating health insurance subsidy changes

• Building your financial dream team (CPA + advisor + attorney)

Quotes to Highlight:

“If you’re a tradesperson, you’re the ATM. If you get hurt, the money stops.” – Dan Capote
“Stop trying to look successful — start building success.” – Martin King

Timestamps:
00:00 – Intro & Dan’s background
02:00 – The real risks of working without disability coverage
05:00 – Budgeting & emergency funds for cyclical income
09:00 – Why financial education is missing in the trades
12:00 – How benefits help you keep good employees
16:00 – Upcoming healthcare subsidy shifts every contractor must know
19:00 – Why you need a financial team — not just a bookkeeper
22:00 – Smart protection moves for young business owners
25:00 – Buy/Sell agreements & planning for the unexpected
27:00 – Final advice for tradespeople ready to level up

Call to Action:
Join the Skilled Trade Rescue community for free financial tools, expert mentors, and career-growth resources → [SkilledTradeRescue.com]